If your roof has been damaged in a storm, it can be a bit scary. After all, your roof is a vital level of protection for you and your family. But don’t worry — we’re here to help guide you through what to do after storm damage to your roof and how to keep your home safe.
There are some important precautions to take if the damage is extensive. However, if it’s minor hail damage, these precautions may not be necessary.
Your roof is a large and essential component of your home. Without it, your home and family are exposed to the elements. Water loves to find its way into the home and cause all kinds of damage.
Before having anyone fix your roof, it’s important to get a professional inspection and estimate. This is a fairly simple process: just call a reputable roofing company like Prime Roofing and schedule an appointment. We will come out to assess the damage thoroughly.
Inspecting for Hidden Damage
A professional roofing company will look beyond the visible roof surface. They’ll inspect the attic area to check for pooling water or hidden leaks that could cause mold, rotting wood, or structural damage over time. These underlying issues can create costly problems if left untreated.
Roof Damage Repair and Safety First
If your roof has suffered extensive storm damage — such as a tree or other large object falling onto it — your safety comes first. In this situation, the best advice is to leave your home immediately. The structure may be unstable, and additional weight on the roof or walls can cause collapse. Take everyone and all pets with you, and do not re-enter until a qualified professional deems it safe.
Insurance companies typically cover damage caused by storms, including fallen trees. However, after a severe storm, they may not be immediately available. Most companies provide after-hours contact numbers for emergencies. If you need help navigating your insurance claim or finding the right contacts, give us a call. Our experience working with various insurance companies can help you through this process.
Temporary Repairs: Tarping Your Roof
Once you are safe and have left the home, if the damage has left a gaping hole, you need to get the roof tarped as soon as possible. Tarping protects your home from further water damage while you wait for permanent repairs. This temporary fix prevents rain and debris from worsening the damage.
After the storm passes, a professional roofer can provide a detailed assessment and recommend storm damage repairs. Sometimes, this involves other contractors if the damage extends beyond the roof.
Minor Damage: Missing Shingles and Hail
If you only have minor damage like missing shingles or hail dents, it’s usually safe to stay in your home. However, you should still arrange for the roof to be inspected and repaired quickly, as even small openings can allow water to penetrate and cause hidden damage.
Handling Insurance Claims Properly
Most storm damage is covered by homeowner’s insurance, minus your deductible. It’s important not to move or alter any damaged materials before the insurance adjuster visits. If you’re unsure about what steps to take before the adjuster arrives, ask your roofing contractor or insurance company for guidance. Proper documentation, including photos and written records of damage and expenses, will help your claim.
Beware of Storm Chaser Contractors
After major storms, beware of “storm chaser” contractors. These are often out-of-town companies that appear quickly, promising fast repairs — sometimes even offering to pay your deductible. They often demand full payment upfront, do poor work, and disappear before problems arise.
Florida’s frequent tropical storms make this a real risk. Always research roofing companies carefully: check online reviews, verify their licenses and insurance, and ask for references. Reputable roofing companies like Prime Roofing are local, established, and committed to quality and customer satisfaction.
Final Thoughts on What to Do After Storm Damage to Your Roof
Storm damage to your roof can feel overwhelming, but knowing the right steps to take can protect your home and your wallet. Call a trusted roofing professional to inspect your roof, get temporary repairs like tarping done if needed, document everything for your insurance claim, and avoid shady contractors.
If you have had storm damage and don’t know what to do next, call us today at 904-530-1446. We’re happy to guide you through the process and help restore your home safely.
